Submit your application
Business details plus the amount and purpose of the loan.
Term Loan
Predictable financing for planned growth. A lump sum with fixed payments and clear terms for planned expansion or big purchases.
- Funding amount
- $50K – $2M
- Speed to funding
- 2–5 business days
- Typical term
- 1–5 years
Overview
Is term loan the right fit?
One lump sum, one fixed payment, one clear payoff date. Term loans are the lowest-cost option for businesses with steady revenue and a specific, planned use of capital.
- Opening a second location or expanding space
- Acquiring another business or buying out a partner
- Refinancing more expensive short-term debt
How it works
From application to funded in four steps
Underwriting review
Bank statements and, for larger amounts, financials or a recent tax return.
Receive your term sheet
Fixed rate, monthly payment and total cost, with no prepayment surprises.
Close and fund
Sign digitally and receive the full amount by wire or ACH.
Average time to funding for this program: 2–5 business days.
Other funding options
Business Line of Credit
Draw only what you need, when you need it. Revolving capital that refills as you repay.
Learn moreWorking Capital
Cover payroll, inventory and seasonal gaps with fast, unsecured short-term funding.
Learn moreSBA Loans
Government-backed financing with longer terms and lower rates for qualified businesses.
Learn moreHave Questions? We Are All Ears!
Tell us a little about your business and we'll match you with the funding program that fits — line of credit, working capital, SBA, equipment or revenue-based. It takes about two minutes and there's no obligation.
- No impact to your credit to review options
- A real funding specialist, not a call center
- Decisions in as little as 24 hours