Try the free Offer X-RaySee what any funding offer really costs.

Business funding from $10K to $2M, built around you.

Apply in minutes. One specialist compares real offers from our lender network, so you can choose with the full picture.

Prefer to talk first? Call +1 (786) 642-0539

Funding amounts
$10K–$2M
Funding products compared
8
Specialist, start to finish
1

Funding for the work you do.

All 12 industries

Funding options built to work for you.

Revolving capital you can draw on any time

Business Line of Credit

Draw only what you need, when you need it. Revolving capital that refills as you repay.

Amount
$10K – $500K
Speed
As fast as 24 hours
Term
Revolving, 6–24 month draw periods

Best for

  • Smoothing seasonal or uneven cash flow
  • Covering payroll gaps between receivables
  • Keeping a safety net open without a fixed loan

See why business owners choose us.

Honest comparisons

Payment, total cost and term side by side. If a cheaper option fits your business, we say so, even when it takes longer.

Total cost on $100,000Example
  • Term loan36 months$24,795
  • Line of credit24 months$26,891
  • Merchant cash advanceabout 6 months$37,500

We tell you which one costs less

One specialist

The same person from application to funding. No call center, no being passed around.

  1. ApplicationSame specialist
  2. OffersSame specialist
  3. FundingSame specialist

No impact to look

Seeing your options won't affect your credit score.

Score unchanged

Funding that moves at your speed.

  1. 1

    Complete the application.

    A short online application, designed to take just a few minutes.

  2. 2

    Compare your offers.

    Your specialist brings real offers side by side and explains every number.

  3. 3

    Receive your funds.

    Sign the offer you choose. Many programs fund within 24 hours of signing.

Apply Now

Funding application

How much funding do you need?

$100,000

$25K$50K$100K$250K
Business name
Monthly revenue

Won't affect your credit score

Continue
Illustration
Free BFG tool

Already have an offer? X-ray it.

Enter the numbers from any offer, ours or anyone else's, and see the real APR, the total cost and the warning signs. Compare up to three side by side. Free, and nothing you type leaves your browser.

Open the Offer X-Ray
Example offerIllustration
Funding amount
$50,000
Fees taken out
$1,500
Total payback
$67,500
Daily payment
$562.50

Real APR

146%

Cost per $1 received

$0.39

  • Triple-digit APR (about 146%).
Two business partners shaking hands in a modern office

What can you do with funding from BFG?

Whatever the goal, your specialist matches you with the program that fits how money moves through your business.

  • Purchase inventory
  • Cover payroll
  • Buy or upgrade equipment
  • Expand or renovate
  • Hire more employees
  • Launch marketing campaigns
  • Smooth out slow seasons
  • Take on a bigger contract

Are we a match? Check the minimums.

in business
4+ monthsin business
monthly revenue
$10K+monthly revenue
checking account
Businesschecking account
credit scores considered
Allcredit scores considered

Term and SBA loans ask for more time in business and stronger credit. Requirements by product

Quick estimate

What could your payment look like?

$100,000
$10,000$500,000+
Term

Estimated monthly payment

$8,885 – $9,996

Over 12 months at typical market rates of 12%–35% APR. Your real offer depends on your revenue, time in business and credit — checking it won't affect your score.

Questions owners ask us

Is BFG Funds a lender?

No. BFG Funds is a business funding marketplace. We connect your business with independent lenders and funding providers and help you compare their offers. Each provider makes its own credit decision.

Does applying affect my credit score?

Reviewing your options with BFG Funds does not affect your credit score. A provider may run a credit check if you decide to move forward with a specific offer.

What do I need to apply?

Usually your most recent business bank statements (the last 4 months), a government ID, your business EIN and basic ownership details. Larger loans and SBA loans also require tax returns and financial statements.

How fast can I get funded?

Working capital, revenue-based financing and merchant cash advances can fund in as little as 24–48 hours after approval. Term loans and equipment financing typically take a few business days, and SBA loans 30–60 days or more.

How much can my business get?

Most offers are sized from your average monthly deposits, time in business, credit profile and existing debt. Try our funding estimate calculator for a rough range.

What does funding cost?

It varies widely by product and profile — from SBA loans priced near the Prime rate to short-term factor-rate products that cost much more. We show the total payback, payment and term of every offer before you sign.

We know small business, and we pick up the phone.

You don't need to be a funding expert. A specialist will walk you through your options in plain English.

+1 (786) 642-0539

Talk to a specialist first

Tell us a little about your business and a funding specialist will reach out, usually within one business day, to walk you through your options. No obligation.

  • Seeing your options won't affect your credit score
  • A real funding specialist, not a call center
  • Decisions often within 24–48 hours
Your business
Funding profile
Contact details
Step 1 of 3