Apply in two minutes
Basic business details and how much of a limit you want available.
Business Line of Credit
Revolving capital you can draw on any time. Draw only what you need, when you need it. Revolving capital that refills as you repay.
- Funding amount
- $10K – $500K
- Speed to funding
- As fast as 24 hours
- Typical term
- Revolving, 6–24 month draw periods
Overview
Is business line of credit the right fit?
A line of credit sits ready in the background. You draw what you need for payroll, inventory or an unexpected repair, pay interest only on what you use, and the limit refills as you repay.
- Smoothing seasonal or uneven cash flow
- Covering payroll gaps between receivables
- Keeping a safety net open without a fixed loan
How it works
From application to funded in four steps
Share three months of statements
We verify revenue and deposit consistency — no tax returns for most limits.
Get your limit and rate
Approval terms, draw fees and repayment schedule laid out in plain language.
Draw on demand
Move money to your bank account whenever you need it, usually same day.
Average time to funding for this program: as fast as 24 hours.
Other funding options
Working Capital
Cover payroll, inventory and seasonal gaps with fast, unsecured short-term funding.
Learn moreTerm Loan
A lump sum with fixed payments and clear terms for planned expansion or big purchases.
Learn moreSBA Loans
Government-backed financing with longer terms and lower rates for qualified businesses.
Learn moreHave Questions? We Are All Ears!
Tell us a little about your business and we'll match you with the funding program that fits — line of credit, working capital, SBA, equipment or revenue-based. It takes about two minutes and there's no obligation.
- No impact to your credit to review options
- A real funding specialist, not a call center
- Decisions in as little as 24 hours