Pre-qualification call
We confirm SBA eligibility before you spend time on paperwork.
SBA Loans
The lowest rates available, if you can wait. Government-backed financing with longer terms and lower rates for qualified businesses.
- Funding amount
- $50K – $2M
- Speed to funding
- 30–60 days
- Typical term
- Up to 10 years (25 for real estate)
Overview
Is sba loans the right fit?
SBA 7(a) and 504 programs are partially guaranteed by the government, which lets lenders offer longer terms and materially lower rates. The trade-off is documentation and time.
- Long-term expansion where monthly payment matters most
- Commercial real estate purchases
- Established businesses consolidating debt
How it works
From application to funded in four steps
Document package
Two years of tax returns, financials, debt schedule and a use-of-funds summary.
Lender matching
We place your file with SBA-preferred lenders active in your industry.
Approval and closing
Commitment letter, closing conditions, then funding — typically 30–60 days.
Average time to funding for this program: 30–60 days.
Other funding options
Business Line of Credit
Draw only what you need, when you need it. Revolving capital that refills as you repay.
Learn moreWorking Capital
Cover payroll, inventory and seasonal gaps with fast, unsecured short-term funding.
Learn moreTerm Loan
A lump sum with fixed payments and clear terms for planned expansion or big purchases.
Learn moreHave Questions? We Are All Ears!
Tell us a little about your business and we'll match you with the funding program that fits — line of credit, working capital, SBA, equipment or revenue-based. It takes about two minutes and there's no obligation.
- No impact to your credit to review options
- A real funding specialist, not a call center
- Decisions in as little as 24 hours