Equipment Financing

The equipment secures the loan, so rates stay low. Finance machinery, vehicles or tech using the equipment itself as collateral.

Funding amount
$20K – $2M
Speed to funding
2–5 business days
Typical term
2–7 years, matched to useful life
Overview

Is equipment financing the right fit?

Because the asset itself is the collateral, equipment financing usually beats unsecured options on rate — often with little or nothing down and possible Section 179 tax treatment.

  • Trucks, trailers and fleet vehicles
  • Construction, manufacturing and shop machinery
  • Medical, kitchen, and technology equipment
How it works

From application to funded in four steps

01

Send the equipment quote

Vendor invoice or spec sheet tells us the asset value and useful life.

02

Credit and asset review

We underwrite you and the equipment together, which keeps the rate down.

03

Approve your structure

Choose term length, down payment and whether you want a $1 buyout.

04

Vendor gets paid

We pay the vendor directly and you take delivery — payments begin the next month.

Average time to funding for this program: 2–5 business days.

Have Questions? We Are All Ears!

Tell us a little about your business and we'll match you with the funding program that fits — line of credit, working capital, SBA, equipment or revenue-based. It takes about two minutes and there's no obligation.

  • No impact to your credit to review options
  • A real funding specialist, not a call center
  • Decisions in as little as 24 hours
Your business
Funding profile
Contact details
Step 1 of 3